2021 Review

Simple Fast Loans (SFL) is nationally recognized for its financial offerings, providing its customers with many different online loan services.

SFL prides themselves on their customer service, treating all of their customers with the utmost respect, and striving for full customer satisfaction. They work hard to ensure their loans are determined quickly and reasonably so that their customers can have the financial assistance they need as soon as possible.

As with anything online today, many people want to know a bit more about a company before turning over any personally-identifying information. Here is our 2021 review on Simple Fast Loans.

Is Simple Fast Loans Legit?

Simple Fast Loans is a wholly licensed financial services company that offers multiple different online services. Recognized nationwide, they are indeed a legitimate loan company. They will be able to do everything an in-person loan company can do but do so electronically.

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They offer numerous types of loans, including installment loans, lines of credit, and registration loans, but their most popular product is installment. Of course, you will need to apply for the kind of loan that works best for you, but let’s look a little more at the installment loan.

SFL offers installment loans in the following states:

  • Delaware
  • Idaho
  • Mississippi
  • Missouri
  • Nevada
  • New Mexico
  • South Carolina
  • Texas
  • Utah
  • Wisconsin

The loan amount can range from $200 to $3,000, depending on both your income and your repayment outlook. The total amount can also vary depending on the state. Simple Fast Loans requires absolutely no collateral to secure a loan.

The Loan Process

SFL operates with a simple idea in mind: Make borrowing money online as simple and fast soon as possible. SFL optimized their entire process of applying for online loans. They have come up with a quick and reliable loan process that takes only three steps.

  1. Fast Online Verification – Fill out your online application. You will fill out your personal information on this application, and your credit will be checked immediately.
  2. A Decision in Minutes – Once you hit submit on your application, you will receive a decision in moments. If for some reason, the decision can not be made, you can call and get further customer service assistance.
  3. Fast Cash – Once you are approved, you can get cash transferred into your account as early as the same day in some instances. In most cases, you will have your loan amount into your account by the next business day.

Simple Fast Loans Interest Rates

Simple Fast Loans does not publish their interest rates on their website. However, borrowers have reported that their interest rates are in the range of what other installment loan lenders are charging. Keep in mind that state laws and regulations will also be factors in the interest rate for your loan.

Once you have reviewed the information, if you are not okay with the terms provided to you, there is no obligation to sign to accept the loan.

Simple Fast Loans Promo Code

It is possible that you received a letter in the mail with an SFL promo code. This promo code will be on a mail offer letter you may have received in your mailbox. With this code, you have been provisionally pre-approved.

When you go online to apply, there will be a spot to put in your code, and it should save you some steps in the application process.

Simple Fast Loans Customer Reviews

Thanks to their strict adherence to stellar customer service, Simple Fast Loans gets many great online reviews. They strive to ensure that they are always available and respond to all issues quickly and thoroughly.

At the peak of customer service representatives, you will be able to have all your questions and issues addressed immediately and with expert knowledge and care.