Online Car Title Loans in South Carolina
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Apply for a car title loan in South Carolina

With a stunning coastline, a wide array of fresh seafood and a string of famous plantations, who would have thought that South Carolina is one of the poorest states in America? About 27.3% of children have been living below the poverty line as of 2013 and as of July 2017, its unemployment rate is at 3.9%. One can just imagine how many Americans in the state have been enduring financial distress. The good news is, title loans are easily available to any adult.

The title loan process is extremely fast and easy. First, the borrower needs to call or check online for a title loan estimate. Next, the borrower will hand out the title of the vehicle, a driver’s license copy and a proof of income. Soon after that, the transfer of money will be made and it’ll take barely 24 hours.

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We make applying for South Carolina title loans easy.


Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.


Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.


Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.

Take control of your finances with one click.

Rent / Mortgage

Utility Expenses

Food & Groceries

Tax Bills

Car Repair

Medical Bills

Special Gifts

Other Expenses

How title loans benefit South Carolinians

The list of accepted vehicles for obtaining a title loan is quite extensive. Of course, the better the condition of the vehicle, the more favorable the loan estimate will be. Also, another great thing about title loans is that the borrower can get as high as 75% of the car’s equity. Plus, a very competitive interest rate will be offered so it really wouldn’t be such a burden.

Title loans have made lives in South Carolina a lot easier. Financial worries have been eased and the heartache of being constantly denied when applying for bank and personal loans has been appeased. The dreadful thought of temporarily losing a property through pawning has also been relieved. With title loans, the borrower is free to drive the car with a pocket full of cash.

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How Do Online Title Loans Work in South Carolina?

South Carolina car title loans are a kind of emergency funding that gives you access to money that you return with applied fees and interest rates. Compared to other loan types in South Carolina, this one is the most affordable and offers many benefits to borrowers. One of the most significant pluses is the ability to keep your vehicle even after giving it as collateral.

The vehicle value, its age, and condition usually determine how you can borrow. Therefore, once you apply, one of the lenders will as you to arrive at the office or another mutually agreed meeting point.

South Carolina car title loans have clear terms of repossessing collateral in case of failure to pay back the debt. However, many lenders understand the scrutiny of the financial struggle of South Carolina residents and give them extra days to close the debt instead of taking away their vehicles.

Titlelo ensures a stress-free experience and immediate cash transfer once the title loan contract is settled. You won't be left alone, as our lenders will always be available to answer your concerns.

Who Is Eligible to Apply for Online Title Loans in South Carolina?

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The process of applying for an auto title loan is straightforward and simple. Eligible borrowers are those over 18 years old with a clean vehicle title and a set of basic documents.

The most influential factor in whether you can qualify for a car title loan is having full ownership of your vehicle. Since your vehicle (car, motorcycle, boat, etc.) will be given as collateral, you cannot have any liens or loans on it.

You will not qualify for a car title loan if the vehicle title is not in your name. The process of transferring the car title takes a couple of weeks. You need to fill out Form 400 (Application for Certificate of Title and Registration for Motor Vehicle or Manufactured Home/Mobile Home) and bring a few extra documents like proof of insurance, and vehicle property tax receipt, among others.

Once completed, you can apply for an auto title loan in South Carolina and enjoy the borrowed money the next business day.

Must-Have Documents to Get an Auto Title Loan

South Carolina residents don't have to bring a big folder filled with documents. Fortunately, there are only 3 main documents we need to begin the process.

The basic documents you should have include:

  • Government-issued ID

  • Clear vehicle title

  • Proof of income

  • Proof of insurance (optional)

As a standard procedure, you should present your ID issued by your state to prove your identity. This step facilitates the application and lets lenders move forward to checking the rest of your documents.

We've already mentioned that without a clean car title, it would be impossible to apply online for a loan. So, make sure to pay off all debts before you give your vehicle as collateral.

Besides, our lenders ask for proof of income to evaluate your ability to repay the title loan. Although you don't have to have stable work, you should provide some sort of income (Social Security benefits, disability payments, pension, passive income, etc.).

On certain occasions, lenders might ask for proof of insurance if your requested amount is too high. Others may request proof of residence and would like to see your utility bills.

Equipped with these essential documents, you'll be prepared for an application process and may even speed up the approval. After all, the point of online title loans is to get quick cash to take care of your unexpected expenses.

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Applying for Car Title Loans with Bad Credit

Bad credit limits borrowers' options when it comes to taking out loans. Even borrowing small amounts may become impossible if you haven't been diligent with paying debts on time. Fortunately, South Carolina residents have no such problem and can now get fast cash with no credit check at Titlelo.

All you need to take out an auto title loan is your own vehicle and an income statement to prove you can pay back the money you borrow. Your credit score doesn't change before or after applying for a loan, as it is not what matters to us. Your current ability to repay plays a more important role than your credit history.

At Titlelo, we believe that car title loans with competitive rates pose a good opportunity for everyone to get out of financial struggle or to cover the expense of home repairs, medical bills, or anything else.

An online title loan presents an opportunity to overcome financial challenges, regardless of your credit history.

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Why Choose South Carolina Title Loans with Titlelo?

South Carolina isn't the most financially prosperous state in the US, but that shouldn't stop its residents from ignoring their needs or immediately attending to an emergency.

At Titlelo, our lenders offer fast approval that requires minimum documents, and your collateral can remain with you while you're paying back the debt.

Since we screen our partners and make sure each one of them follows the laws, there are no hidden fees after you sign the contract. Titlelo's success was built on transparency and a streamlined process.

Our competitive interest rates and personalized approach to each case have earned the trust of many South Carolinians. Be the next one to get out of financial struggle - take a car title loan today. 


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