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Your data is safe with us! Titlelo uses 128-bit encryption to protect all information that is submitted through our website. Check to make sure there is a padlock beside our web address in your URL bar to verify the site's security.
Even with these precautions, we understand that your data is important and never ask you to share more than what we need to get your loan approved. Since your vehicle will be the collateral for the loan, there is no need to submit private information for a credit check. Your credit remains untouched and sensitive information like your social security number is never even provided.
The privacy and security of our customers and their data is our top priority. If you have any other questions, you may review our privacy policy or contact us!
No invasive application, no waiting: just a quick online form that will provide you with instant pre-approval. Though our site is encrypted and safe to process your personal data, we don't want to ask for anything we don't need. When you are ready for pre-approval, submit the following information:
After selecting "Get Approved," you will be pre-qualified in seconds. If you have any questions before, during, or after your application, live representatives are available to help. Your final loan amount will be based on the car's value, as determined by the inspection from the lender. Following this appraisal, your loan will be reviewed, and funds could be disbursed immediately upon approval. If you have selected direct deposit to receive your loan, you can have access to these funds the same day.
Over a decade ago, the American Psychological Association began surveying people regarding their stress levels. They consistently found that money and finances are the #1 reported stressor. They also concluded that stress resulting from financial concerns could directly impact the overall health and well-being of Americans.
Stress is regularly discussed in health sources as a contributor to diseases and disorders that range from headaches to heart attacks. It is important to manage stress and remain calm, even when faced with extreme difficulties.
Having an advocate work on your behalf to determine the best loan for you can save you time and ease your stress. Titlelo only requires brief information about you and your car to pre-approve you for a loan. We have live representatives available to chat or answer your call Monday through Sunday from 8 am - 10 pm. Whether you just have a few questions or you are ready to shop for a lender, we can help!
While most states require car insurance for every vehicle on the road, not all do. Even within a state that requires car insurance, an out-of-service vehicle could have had its policy terminated months or even years ago (why insure it if it isn't going anywhere?). If you would like a title loan for a vehicle that is uninsured, Titlelo can find the perfect lender for you.
Lenders have different requirements, including specifications for the vehicle to be pre-qualified for a loan, but Titlelo handles that for you. Instead of searching endlessly for lenders offering title loans for uninsured cars that meet your preferences, simply fill out a quick application and let us be your matchmaker.
Unlike most installment loans and many short-term loans, you do not have to be actively employed to receive a title loan. Lenders will request documentation proving a source of income, but this can include proof of any of the following:
Proof of income will not be necessary to pre-qualify you for a title loan Central, South Carolina. If you are not sure whether you have the proper documentation, you can still receive instant pre-approval online or over the phone with just your contact and vehicle information. We will be able to answer any and all questions you have about the loan process, documentation, or fund disbursement.
Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.
Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.
Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.
South Carolina is one of the few US states that openly allows short-term title loans. Under the SC laws, the lender is mandated to offer the borrower a principal loan amount equal to or less than the current market value of the vehicle. As such, the lender needs to appraise the car before an offer is made.
The average range of loan amounts in South Carolina is between $601 and $2500. Most lenders restrict the amount offered to over $600. This is mainly because the maximum interest rate laws apply to loans below $600.
South Carolina also allows a one-day void policy on all short-term loans. This means the borrower has 24 hours – from the moment agreement was contracted until the end of the next business day – to void the loan agreement. If the borrower decides to apply the policy, the principal loan amount must be returned to the lender. There will be no interest rate charged if the money is returned within the policy time frame.
As in most states, the borrowers in Central need to present personal information and vehicle details to the lender before the signing of the agreement. The borrower must also be at least 18 years of age and the outright owner of the vehicle.
Title loans in Central, SC are generally set up over a 30-day term. At the end of the month, the principal loan amount and the interest rate must be settled. If the borrower fails to do so, the lender can offer a renewal period of one additional month. For the extension, the borrower must pay the interest accrued on the first month of the loan. In South Carolina, the lender can offer extensions for six renewal periods for the title loan. The combined terms of extensions must not exceed 240 days.
If the borrower fails to repay the title loan, the lender has the right to repossess the vehicle. Typically, the lender has either a spare key of the car or a GPS tracker in the vehicle. This enables the lender to locate the vehicle when it’s to be repossessed.
There is no need for a judicial order to repossess a car. However, the lender needs to adhere to a few requirements. Some of these rules include using no force when getting the vehicle. There shouldn’t be any trespassing or any other breach of peace.