In Ohio, an unemployment rate of 5.2% has been recorded as of September 2017. As a result, a significant number of Americans are suffering from a financial crisis. Options to financial help are ample: bank loans, personal loans and pawning, to name a few. However, these options may become too rigid and complex, especially for those who do not have sterling credit scores. Luckily, Ohio title loans are available for every adult in the state.
Title loans are the fastest and most convenient way to acquire cash. Aside from an easy application process and a competitive interest rate, the approved loan amount will also be credited to the borrower’s account in as fast as 30 minutes. All it takes is one phone call or a few website clicks to get a loan estimate.apply now
Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.
Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.
Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.
The best thing about title loans is that credit score is not an issue. With banks, a borrower needs to have an almost flawless credit history and a stable job. The problem is, most people who are stuck in a financial rut are those who are in between jobs, have bad credit histories or both. With title loans, the main requirement to be able to apply for this type of loan is just a vehicle – a car, a truck or a motorcycle.
As known by many, financial troubles also cause stress, which is often linked to a multitude of health problems including sleep deprivation, depression and heart attack. In Ohio, title loans have helped greatly in eliminating financial stress. Truth of the matter is, title loans could just be anyone’s best solution to achieve a healthier financial state.apply now
An auto title loan is a short-term loan that uses your vehicle's title as collateral. No credit check is required, and repayment is usually due within 30 days but can be extended with an installment plan if needed. The amount available for you to borrow will depend on the value of your vehicle.
Car title loans are great alternatives to traditional bank loans since they do not require a credit check and can usually be processed much quicker. There are fewer requirements for income, employment, and documentation, and interest rates are lower than unsecured loans.
Other short-term loans, like cash advances and payday loans, can have high-interest rates, additional fees, and strict terms. Auto pawns (not title pawns) are secured short-term advancements, but use your actual vehicle as collateral, rather than just your title.
Title pawns, pink slip loans, auto equity loans, and auto collateral loans are all terms that can be used to describe types of title loans.
Titlelo offers car title loans in twenty-one states. We have partnered with reputable lender with multiple locations across the United States. Although Titlelo is headquartered in Florida, you'll be able to complete the loan process online or with one of many local title loan companies.
Looking for title loan places open on Sundays? We've got you covered. For your convenience, we've also partnered with lenders in your area that are open on the weekends. Never worry about an unexpected emergency again. Visit one of our many partner locations near you to get the help you deserve.
No problem! Title loans are secured loans, which means they use collateral instead of credit history to determine the interest rate. No credit information or sensitive personal information (like your social security number) is required. Apply online with your contact information and a few details about your vehicle and receive instant pre-approval.
The lender may request additional information to process the loan including a valid government-issued ID, your vehicle's title, and proof of income. Income does not have to be regular employment and can include payments from disability, social security, child support, alimony, unemployment, and self-employment.
Some lenders may also wish to see proof of address, car registration, or car insurance. If you prefer not to provide certain documentation, let your Titlelo expert know, and they will match you with a lender with fewer requirements.
The amount of your loan is dependent on the value of your vehicle and loan regulations in your state. Generally, title loans can be approved for amounts as low as $200 to as much as $25,000. To determine the value of your car, the lender will complete an inspection of your vehicle.
Apply online to pre-qualify for a car title loan with only minimal information about your vehicle: make, model, year, and estimated mileage. The expected amount of your title advance may change depending on the condition of your car, as determined by the lender's inspection.
Titlelo will match you with a lender in your state and will help schedule the inspection of your vehicle (either at your location or the lender's). After the review is complete, the value of your car will be finalized in the loan. You may choose to borrow all or some of the approved amount and can receive the funds the same day (if opting for direct deposit).
Yes! Even though your vehicle's title is used as collateral and the loan amount is established by the value of your car, your vehicle will remain in your possession during the entire life of your loan.
Unlike an auto pawn, which requires your actual vehicle as collateral, a lender of a title loan will only request your vehicle's title. Since this is still a big financial decision, you want to be sure to work with a reputable lender. Titlelo will help narrow down your options to a short-list of trustworthy companies that offer competitive rates and realistic terms.
After establishing the value of your vehicle with an inspection by the lender, the loan will be finalized and the funds disbursed. You will continue driving your car to work, school, and to run errands while making payments on your loan. When the loan has been repaid, you will receive your vehicle's title back from the lender.
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Footnote*: Depends on your location and the available lenders in your area. Some applicants who live in rural areas or areas where lenders are sparse may have to wait an additional business day to receive their cash. All applications received after 5pm (eastern time) on the last business day of the week will be processed at the beginning of the following business week.
Disclosure: This is a solicitation for a loan. This is not a guaranteed offer of credit. The information you provide on our website is not an application for a title loan. Your information is used to determine your eligibility for a title loan according to our criteria. Titlelo.com is not a bank, credit union or lending institution, and hence, we don't make loans or credit decisions ourselves.