How to Transfer a Car Title to a Family Member in Tennessee

Understanding the Tennessee car title transfer process is essential.

Knowing how to transfer a car title in Tennessee may seem tedious or overwhelming, but it’s actually a simple process that you can complete with relative ease. The key is to ensure that you have done all the necessary research and preparation before you start the process.

To that end, this article will cover all of the needed information and aspects of this task. From a step-by-step overview of the process, to the fees involved, and the required documentation, we’ll discuss it all. 

What is a Vehicle Title?

In the simplest terms, a vehicle title is defined as a legal document that explicitly states who is the legal owner of a vehicle. It contains highly specific details like the Vehicle Identification Number, and details about the owner.

Thanks to these records, it is possible for authorities to return stolen, and then recovered, vehicles to their rightful owner. The title also plays a role in curtailing the resale of stolen vehicles. 

How to Transfer Car Ownership to Family in Tennessee: Step-By-Step

Knowing how to complete a vehicle title transfer to a family member is an essential skill. Below, we’ll take a look at the steps involved in the process. 

Transferring a Title at the DMV

The best way to transfer a title in Tennessee is to go to the local DMV. Here’s how to get it done, step-by-step:

  • Step One: First, ensure that you have gathered all the required documentation (of which there is a comprehensive list below), including all the relevant names and signatures, and ensuring that all fields are completed.
  • Step Two: Submit all the documentation to your local DMV.
  • Step Three: Pay all the required fees, and take any extra steps that the DMV may request.
  • Step Four: Wait for the completion of the process. It can take anything from a few days to a few months for the process to be completed.

It’s worth noting that there may be significant differences in the process, depending on the scenario. If the DMV requests additional documentation, be sure to provide them as quickly as possible to facilitate efficient processing of the transfer

Transferring Ownership of a Titleless Vehicle

In the case of a titleless vehicle, trying to complete title transfer may be more complex. The first thing that you should do in this instance is have the current owner apply for a duplicate or replacement title.

If this process fails, it is best to contact your DMV directly and ask for advice about which steps you should take next.  

What Do I Need to Transfer a Car Title in Tennessee: Required Documentation

When doing a Tennessee car title transfer, you will require a range of different documents. These include the following:

  • A complete vehicle title – When you submit your vehicle title, it has to include the registered owners section of the title, which covers the seller’s (or gifter’s) signature and address, the buyer’s (or recipient’s) signature and printed name, as well as the date of sale or gifting, and the sales price (if any).
  • Proof of identification – You will need to submit a proof of identification, including something like your state driver’s license or identity card.
  • Proof of residency – You will need to provide proof that you are a resident of the state.
  • A copy of the current registration –  In the case that you’re transferring the license plates along with the vehicle, you’ll need a copy of the current registration document.
  • Bill of sale – To successfully transfer the vehicle title, you will need to provide a bill of sale or gift bill of sale.
  • Proof of passed emissions testing – Tennessee requires proof that the vehicle passed emissions testing in order to complete the transfer.
  • Affidavit of Non-Dealer Transfer of Motor Vehicles and Boats – In the case of gifts and non-sales transfers, you will need to complete this form (available from your nearest DMV).
  • Odometer Disclosure Statement –  All vehicle transfers require an odometer disclosure statement to prove the vehicle’s current mileage.

Family Title Transfer in Tennessee: Related Fees

What can you expect to pay when transferring a title to a family member in Tennessee? There are several related costs, but the main one is the title fee of $11. The transfer fee is $1, and you’ll have to pay a further $21,50 for a new license plate. 

Transfer fees may vary from county to county, and local and state taxes may apply if you sell the vehicle to a family member. 

Real-Life Examples of Family Title Transfer in Tennessee

In many different situations, it may be necessary to transfer a car title to a family member. However, it can be difficult to consider this process in terms of real-life examples. So, let’s take a closer look at some general examples and how they would work.

Transferring a Car Title From A Deceased Owner in Tennessee

Sadly, a death in the family is one of the most common reasons why a title moves from one family member to another. When a family member dies, the title for their vehicle needs to transfer to the beneficiary of their will. 

In these instances, it will become necessary to submit additional documents, other than the basic paperwork required for a title transfer. 

In all instances, you will need to submit a copy of the death certificate. You’ll also need a copy of the probated will or an executor’s letter showing that you have inherited the car.

In estates where no will was made, you’ll need to produce documents in lieu of one. Namely, an affidavit of inheritance, and a copy of the death certificate.

Transferring Ownership of a Vehicle to a Son or Daughter

Another common reason why car titles get transferred within families is when a parent gives a vehicle to one of their children. It’s also possible that other members of the family may give vehicles to one another as the need requires.

In these cases, the process is basically the same as for any other title transfer. However, you will get a tax exemption when giving a vehicle to a family member.

As the current owner of the vehicle, it is your responsibility to provide the recipient with a Tennessee title certificate for the vehicle (already signed by you), as well as an odometer disclosure statement, and an affidavit of non-dealer transfer of motor vehicles and boats (already completed).

The recipient is then responsible for completing the registration at the local county clerk’s office.  

Final Thoughts

Now that you know how to transfer a car title in Tennessee, you can see that it’s a fairly simple process that only requires basic preparation. However, if you do it sooner rather than later, it can make your life and those of your family members considerably easier.

For example, when taking out a title loan in Tennessee, it is vital that the car driver legally has ownership of the vehicle, and not just physical possession of the car. Don’t wait, ensure that your car title transfers are complete.

How to Transfer a Car Title to a Family Member in Tennessee: Frequently Asked Questions

Does Tennessee require a notary for title transfer?

Tennessee does not require titles to be notarized. However, if it is an interstate title transfer, then notarization may be required. In short, if the form has a field for notarization, it will need to be notarized.

What documents do I need to register my car in Tennessee?

In order to register a second-hand car in this state, you will require the following documents: proof of identity, proof of residency, proof of financial responsibility, a valid certificate of title, an  odometer disclosure statement, and a copy of the current registration

How to gift a car to a family member in TN?

You can easily gift a car to a family member in Tennessee. However, both the giver and receiver will need to fill out an Affidavit of Non-Dealer Transfers of Motor Vehicles and Boats (Gift Affidavit). Doing so will allow the recipient to get the vehicle title without paying sales tax. Without this document, the vehicle will be considered a purchase and the recipient will have to pay sales tax.

How much does it cost to transfer a car title in TN?

There is a basic fee of $20,50 for transferring a plate and title in this state, though it may go up to $23,50 if you haven’t provided your current application. You’ll also need to pay an additional $11 fee if the DMV needs to note an existing lien on the vehicle. In addition to these, sales tax will be required on any vehicles sold or traded. 

What to do if the title is signed, but the transfer isn’t completed?

In the rare event that you sign all the prerequisite forms, but the recipient of the vehicle does not complete the transfer, contact the DMV immediately to report it. Failure to register the vehicle within a certain time frame can result in fines and penalties.