If you’ve ever applied for a title loan, you may have been surprised or even frustrated to learn that your application was denied. Unfortunately, title loans are not guaranteed for everyone, and there are several reasons why an applicant might not qualify. But don’t worry, understanding the most common reasons for disqualification can help you…
Category: Title Loan Laws
Low Interest Title Loans: What You Need to Know Before You Apply
on August 12, 2025If you’re exploring car title loans, chances are you’re facing a financial pinch and need fast access to cash. But before you sign over your vehicle title, there’s one cost that can make or break the deal: interest. Most title loans come with steep rates that can balloon quickly, leaving borrowers stuck in a costly…
Can You Get a Title Loan Without the Actual Title?
on May 29, 2025A title loan is a short-term, high-interest loan that uses your vehicle’s title as collateral. This arrangement allows borrowers to leverage the equity in their car in exchange for quick cash, often without stringent credit checks. But what happens if you’re missing the physical certificate that proves your ownership? Can you get a title loan…
How to Transfer a Car Title in Massachusetts
on August 7, 2024Transferring a car title in Massachusetts is straightforward, but it’s important to follow all the necessary steps to avoid any delays or issues. Understanding the title transfer requirements is essential whether you’re buying, selling, or inheriting a vehicle, you need to understand the title transfer requirements. Below, you’ll find everything you need to know about…
How to Transfer a Car Title in Ohio
on August 7, 2024Transferring a car title in Ohio may seem like a straightforward process, but various factors can complicate the task. From determining the associated costs to understanding the required paperwork and navigating the title transfer procedures. This article explores the essential steps, uncommon circumstances, and in-depth details you need to know to transfer a car title…
How to Transfer a Car Title in Illinois
on August 7, 2024Are you looking to transfer your car title in Illinois? You’ve come to the right place. Whether you’re selling your vehicle, gifting it to a family member, or dealing with other scenarios, navigating the process can initially seem daunting. But fear not; we’ve got you covered with a comprehensive guide on how to transfer a…
Can I Get a Title Loan with Bad Credit?
on July 11, 2024Dealing with the weight of financial challenges is one of the toughest aspects of life, even for those with a clean credit history. But if your credit is less than perfect, that weight can be absolutely crushing. Make no mistake about it: suffering with bad credit can be an extreme and constant obstacle to navigate. …
How to Get a Car Title Loan Without Title
on April 5, 2024Getting a car title loan typically requires having the physical title of the vehicle, as this serves as collateral for the loan. However, there are scenarios where you might need financial assistance but don’t have immediate access to your car’s title. Maybe the title is lost, damaged, or there are other complexities. Here’s what you…
Texas Title Loan Regulations
on April 6, 2018What You Need to Know In Texas, you can get a title loan for whatever amount you and your lender agree to. But depending on how your lender is registered in the state, your lender may be restricted to charging up to 10% interest, or as much as you’re willing to pay. Regardless of the…
Nevada Title Loan Regulations
on January 2, 2018What You Need to Know The state of Nevada has a number of legal safeguards in place to regulate title loans. These legal protections are meant to help level the playing field between you, the borrower, and a potentially predatory lender. For example, to help avoid the cycle of unpaid debt and leaving your vehicle…