Your car title is one of the most important documents you own. It proves you’re the legal owner of your vehicle and is essential if you ever want to sell, refinance, transfer ownership, or apply for a title loan. Because replacing a lost or damaged title can be a frustrating process, it’s worth taking a…
Author: Tracy Sullivan
In his role as our dedicated "numbers guru," Tracy takes charge of Titlelo's financial planning, analysis, and forecasting. With an impressive 20-year accounting background working alongside CPA and high-tech firms, we rely on him to steer our fiscal ship towards continued success. Tracy's invaluable contributions to our team are characterized by his hands-on approach and unwavering commitment to precision. With his expertise, we are empowered to implement inventive, pragmatic, and results-focused financial strategies, propelling Titlelo's clients to new heights.
Can You Get a Title Loan During Chapter 13 Bankruptcy?
on October 29, 2025If you’re in Chapter 13, money is tight and surprises happen. A blown transmission, a medical bill, or an overdue utility can make you wonder: Can I get a title loan while I’m in bankruptcy? The short answer: sometimes, but it’s complicated and risky, and you’ll almost always need court permission first. This guide explains…
Title Loans for Gig Workers: Fast Cash for Uber, DoorDash & Freelancers
on October 29, 2025If you’re working in the gig economy (driving for Uber, delivering for DoorDash, freelancing online), you already know how unpredictable things can get. One week, you’re flush with orders. Next, you’re wondering how to cover rent or keep your car running. That’s the reality for many gig workers: inconsistent income, no benefits, and difficulty accessing…
Title Loan vs Car Loan: How to Choose the Right Option
on September 11, 2025Imagine this: You need a car to get to work every day, but you don’t have the full amount upfront. Or maybe your car is already paid off, but a surprise medical bill has left you scrambling for fast cash. Both situations involve your vehicle, but the loan options are completely different. That’s where title…
Title Loans for Older Cars: What to Know Before Applying
on September 11, 2025If you’ve got an older vehicle and find yourself in a financial pinch, you may be wondering: Can I get a title loan if my car is old? It’s a common concern, and an understandable one. Many borrowers assume that only newer or high-value vehicles qualify for title loans. The good news? That’s not always…
Can You Get a Title Loan with Expired Tags and Registration?
on August 12, 2025If you need fast cash but your car’s tags or registration are expired, you might be wondering: “Can I still get a title loan?” The good news is, in many cases, the answer is yes. While expired tags or registration can raise questions for some lenders, they don’t always disqualify you from getting the help…
Can I Get a Title Loan Without the Title in My Name?
on July 17, 2025You’ve got a car. You drive it. The previous owner handed over the signed title. But your name isn’t on it yet. Now you’re in a pinch and wondering: can I get a title loan if the title is just signed over to me? It’s a common scenario – and a frustrating one. Whether you…
Title Loan Buyout Explained: How to Get a Better Deal
on May 29, 2025Being tied to a high-interest car title loan can strain anyone’s budget, especially if the monthly payments keep you in a perpetual cycle of debt. Title loan buyouts provide a potential escape hatch: a new lender (or intermediary, in some cases) pays off your existing loan and offers you a fresh start at more favorable…
Can You Get a Title Loan Without the Actual Title?
on May 29, 2025A title loan is a short-term, high-interest loan that uses your vehicle’s title as collateral. This arrangement allows borrowers to leverage the equity in their car in exchange for quick cash, often without stringent credit checks. But what happens if you’re missing the physical certificate that proves your ownership? Can you get a title loan…
Title Loan Refinancing Explained
on April 30, 2025Your title loan’s payment due date is approaching, and you know you won’t be able to pay it off in time? Are monthly payments too big of a burden for your budget? Don’t panic. You’re not the first person in that situation. If you need help paying off your title loan, you can consider a…