What You Need to Know In the state of Idaho, title loans, and by extension their lenders, are regulated so the rules your lender must follow have been laid out, which gives you the benefit of advance knowledge of what is or is not allowed. For starters, title loan lenders are required to obtain a…
Georgia Title Loan Regulations
What You Need to Know The state of Georgia requires title loan lenders to be licensed because they’re being regulated to protect you, the consumer. In Georgia, title loan lenders are regulated and licensed in the same way as pawnbrokers. This gives you the option for legal recourse in the event your lender acts contrary…
Florida Title Loan Regulations
What You Need to Know The state of Florida requires title loan lenders to be licensed. They are being regulated by the state to protect you, the consumer, against things like fraud. That also means that in the unlikely event things go wrong, or a lender does not follow the laws set forth by the…
Delaware Title Loan Regulations
What You Need to Know The state of Delaware requires title loan lenders to be licensed. This means they are being regulated by the state to protect you, the consumer, against things like fraud and deceptive loan practices. Specifically, lenders cannot advertise a title loan at an interest rate that is lower for an initial…
Arizona Title Loan Regulations
What You Need to Know If you are at least 18 years old (with government ID to prove it) and have a lien-free title in your name, you may be able to get a title loan in Arizona. You will be able to borrow as much as the lender is willing to give, which will…
Alabama Title Loan Regulations
What You Need to Know The state of Alabama requires title loan lenders to be licensed, which means they are being regulated by the state to protect you, the consumer, against things like fraud. That also means that in the unlikely event things go wrong, or a lender does not follow the laws set forth…
Title Loan Regulations & Statutes by State
An Overview of Title Loans A title loan is a method of borrowing money based on the equity of your vehicle. Unlike bank loans, title loans are more accessible to borrowers that are underemployed, bankrupt or suffer from poor credit. Essentially, a title loan will let you borrow money using the title of your vehicle…
Title Loans: A Double-Edged Sword for Subprime Borrowers
What is a Title Loan? A vehicle title loan is a secured loan that does not review a borrower’s credit history during its approval process. Also known as a title pawn, pink slip loan, or title pledge, title loans offer an alternative lending option to more than two million American adults each year. These short-term…
Titlelo Opens Its Doors
Title loans help millions of American adults make ends meet every year by providing quick access to cash without a credit check and without selling or pawning their property. Depending on the state, title loans can be somewhat unregulated, which presents the potential for high interest rates and lenders who take advantage of the financial…