How to Transfer a Car Title in Ohio

Transferring a car title in Ohio may seem like a straightforward process, but various factors can complicate the task. From determining the associated costs to understanding the required paperwork and navigating the title transfer procedures. 

This article explores the essential steps, uncommon circumstances, and in-depth details you need to know to transfer a car title successfully in Ohio. Whether you’re facing a unique situation like a deceased owner or wish to understand the costs involved, our comprehensive guide will walk you through the intricacies of title transfers in Ohio.

How to Transfer a Car Title in Ohio to a Family Member

Here are the steps on how to transfer a car title in Ohio to a family member.

Ownership Confirmation

Before transferring the car title to a family member in Ohio, it’s crucial to first confirm that the car title is in your name and there are no liens or loans attached to it. You can do it by checking the information on the car title itself or contacting the Ohio Bureau of Motor Vehicles (BMV) for verification.

Initiate the Title Transfer Process

Visit the County Clerk of Courts Titling Office in Ohio to begin the process of officially registering the new owner and initiating the transfer promptly. This office is where the transfer of ownership paperwork will be processed and finalized.

Required Documents for Title Transfer

Gather all essential documents needed for the title transfer process, including:

• Ohio Certificate of Title: This is the official document proving ownership of the vehicle.
• Title Transfer Form (BMV 3774): This form is required to transfer the title to the new owner.
• Odometer Statement: A statement verifying the mileage on the vehicle at the time of transfer.
• Driver’s Licenses: Both the current owner and the new owner need to provide their driver’s licenses for identification purposes.
• Payment of Fees: Be prepared to pay the required fees associated with transferring the car title.

Fill Out the Title Transfer Paperwork

Complete the BMV 3774 Form properly with accurate information, ensure the title is notarized (if required), and provide all necessary vehicle details. It is important to fill out the paperwork correctly to ensure an accurate and legal transfer of ownership.

Recipient’s Responsibilities

Once the titled car is received, the family member will need to fulfill certain responsibilities:

• Transfer Registration: The new owner must transfer the vehicle registration into their name.
• Obtain Insurance: It’s essential for the new owner to obtain insurance coverage for the vehicle.
• Fulfill Additional Requirements: The new owner should comply with any other requirements set by the Ohio BMV or insurance providers.

Tips for Smooth Family Title Transfers

• Check for Outstanding Loans or Liens: Make sure nothing is outstanding on the vehicle before transferring the title.
• Visit the Title Office Together: In some cases, the current owner and the new owner may need to visit the title office together for the transfer.
• No Sales Tax on Gifted Cars: In Ohio, no sales tax is owed on cars transferred as gifts between family members.
• Consider Co-Ownership: To facilitate future transfers and avoid the need for repeated title transfers, consider adding family members as co-owners of the vehicle.

How Much Does It Cost To Transfer a Title?

When transferring a title in Ohio, you also need to consider the associated costs to ensure a smooth and budget-conscious process. Here’s an in-depth breakdown of the expenses involved in transferring a title in Ohio:

New Vehicle Title Fee: $15

Ohio charges a standard fee of $15 to obtain a new vehicle title. This fee applies when transferring ownership of the vehicle or when applying for a new title.

Lien Notation Fee: $15

If the car was purchased with financing attached, there will be an additional fee of $15 for a lien notation on the title. This notation signifies that there’s a financial interest in the vehicle until the loan is fully paid off.

Out-of-State Inspection Fee: $6.50

If the vehicle was purchased from out of state, an inspection fee of $6.50 may be required. This fee is essential to ensure compliance with Ohio’s safety and emission standards.

Late Transfer Fee: $5

It’s crucial to complete the title transfer within 30 days of the vehicle’s purchase date to avoid a late fee of $5. Failing to transfer the title promptly can result in additional charges.

Sales Tax Obligation

In addition to the title transfer fees, the state of Ohio requires payment of sales tax on the purchase of the vehicle, regardless of whether it was acquired from a dealer or an independent seller. The sales tax amount is calculated based on the purchase price of the car.

Payment Methods

When visiting the title office to complete the transfer process, we recommend asking about the accepted forms of payment for the fees. Common payment methods include cash, check, or credit/debit cards. Ensure that you have the necessary funds available to cover all applicable fees.

Transferring a Title in Uncommon Circumstances in Ohio

Do you need to transfer a title under uncommon circumstances in Ohio? There are several key scenarios that may require additional documentation and fees. It’s crucial to understand these situations to ensure a smooth and legally compliant title transfer process. Here’s a detailed overview of some uncommon circumstances that may impact the title transfer process in Ohio:

Title Transfer Due to Death:

• If the title transfer is due to the death of the original owner, specific additional documents are required.
• Along with the standard title transfer paperwork, you will need to provide the deceased individual’s death certificate.
• Additionally, a notarized “Affidavit to Designate a Beneficiary” must be presented at the title office.

Liens on the Vehicle:

• If there are existing liens on the vehicle being transferred, it is essential to provide a lien release of lien discharge during the title transfer process.
• These documents are necessary to release any financial interest in the vehicle.

Lost Title Replacement:

• If the title has been lost and you plan to sell the car, you can request a duplicate title from the state for a fee of $15.
• The duplicate title will serve as the legal proof of ownership of the vehicle.

Contacting the Ohio BMV:

• Contact the Ohio Bureau of Motor Vehicles (BMV) for detailed instructions and guidance on title transfers in Ohio under uncommon circumstances.
• The BMV can provide specific information on the required paperwork, applicable fees, and any additional requirements based on your unique situation.

Frequently Asked Questions

Do both the giver and receiver need to be present?

In most cases of transferring a car title to a family member in Ohio, it’s necessary for both the giver (current owner) and the receiver (new owner) to be present to sign the required paperwork in person. However, specific guidelines may vary by county. Check with the relevant county authorities for any alternative methods or requirements for the transfer process.

How long does a family title transfer take?

Typically, the process of transferring a car title to a family member in Ohio can take approximately 1-2 hours if all necessary documentation is prepared and the parties involved are present. Once the paperwork is submitted and processed at the County Clerk of Courts Titling Office, the title record is usually updated almost immediately following the in-person visit.

What vehicles can be gifted to family members in Ohio?

While most passenger vehicles can be gifted to family members in Ohio, there may be exceptions for certain types of vehicles, such as trailers or RVs. These exceptions might require formal probate transfers or additional documentation. It’s advisable to confirm the specific regulations and requirements with the Ohio Bureau of Motor Vehicles (BMV) for gifting different types of vehicles.

Can I add a family member as a co-owner instead?

Yes, instead of transferring full ownership of the vehicle, you have the option to add a family member as a co-owner. Adding a family member as a joint owner simplifies future transfers and ownership changes. However, it’s important to note that both parties must consent to this arrangement and understand the implications of shared ownership.

Is any tax owed on gifting a car?

In Ohio, there’s usually no state tax owed when gifting a vehicle to a family member. However, it is important to be aware that some counties may have specific regulations regarding taxes on gifted vehicles. Additionally, federal tax obligations may apply based on the value of the vehicle and other relevant circumstances. It’s recommended to consult with a tax professional or the local tax authorities for comprehensive guidance on any tax implications of gifting a car in Ohio.

The Bottom Line

Transferring a car title to a family member in Ohio requires careful attention to detail and adherence to specific guidelines. By following these steps and tips, you can ensure a seamless and legal transfer of ownership, keeping your family on the road with peace of mind. If you have more questions, don’t hesitate to contact our team at Titlelo!