Category: Title Loan Laws

What You Need to Know In the state of Kansas, every lender is entitled to ask their prospective borrowers to meet specific requirements, like having a list of references that can vouch for you being a good borrower or a requirement for you to have insurance on your vehicle. The amount of money you can…

What You Need to Know The state of Illinois regulates who can provide title loans, and the process they have to follow in order to protect you and make you aware of your rights. Before getting a loan, your lender must give you a pamphlet letting you know about debt management services that are available…

What You Need to Know In the state of Idaho, title loans, and by extension their lenders, are regulated so the rules your lender must follow have been laid out, which gives you the benefit of advance knowledge of what is or is not allowed. For starters, title loan lenders are required to obtain a…

What You Need to Know The state of Georgia requires title loan lenders to be licensed because they’re being regulated to protect you, the consumer. In Georgia, title loan lenders are regulated and licensed in the same way as pawnbrokers. This gives you the option for legal recourse in the event your lender acts contrary…

What You Need to Know The state of Florida requires title loan lenders to be licensed. They are being regulated by the state to protect you, the consumer, against things like fraud. That also means that in the unlikely event things go wrong, or a lender does not follow the laws set forth by the…

What You Need to Know The state of Delaware requires title loan lenders to be licensed. This means they are being regulated by the state to protect you, the consumer, against things like fraud and deceptive loan practices. Specifically, lenders cannot advertise a title loan at an interest rate that is lower for an initial…

What You Need to Know If you are at least 18 years old (with government ID to prove it) and have a lien-free title in your name, you may be able to get a title loan in Arizona. You will be able to borrow as much as the lender is willing to give, which will…

What You Need to Know The state of Alabama requires title loan lenders to be licensed, which means they are being regulated by the state to protect you, the consumer, against things like fraud. That also means that in the unlikely event things go wrong, or a lender does not follow the laws set forth…

An Overview of Title Loans A title loan is a method of borrowing money based on the equity of your vehicle. Unlike bank loans, title loans are more accessible to borrowers that are underemployed, bankrupt or suffer from poor credit. Essentially, a title loan will let you borrow money using the title of your vehicle…