Online Car Title Loans in Van
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Borrow with confidence and security.

Your data is safe with us! Titlelo uses 128-bit encryption to protect all information that is submitted through our website. Check to make sure there is a padlock beside our web address in your URL bar to verify the site's security.

Even with these precautions, we understand that your data is important and never ask you to share more than what we need to get your loan approved. Since your vehicle will be the collateral for the loan, there is no need to submit private information for a credit check. Your credit remains untouched and sensitive information like your social security number is never even provided.

The privacy and security of our customers and their data is our top priority. If you have any other questions, you may review our privacy policy or contact us!

Keep your car while you pay your loan.

Getting cash for your title in Van is a great way to keep "business as usual" while working to support all of your expenses. Even though your car is used as collateral for your loan, you never relinquish possession of it. This is not the case with auto pawn loans, which do require possession of your vehicle while using it as collateral on your loan.

Your mode of transportation is crucial to both your quality of life and financial success. With a title loan, you can continue driving to work and school, pick up and drop off kids, and run errands while managing your loan payments.

Depending on your desired loan amount and preferred payment schedule, you could have the loan paid off within one month. Some may need a little longer, and in those cases, it is even more necessary to retain access to a vehicle while earning income to manage expenses. Whether you wish to pay the loan off quickly or in installments, Titlelo can find a lender with a payment option that’s right for you.

The new way of borrowing money online.

Online loan processing has revolutionized the way consumers can manage their expenses. Rather than waiting in line at a bank and then days (if not weeks) for processing, with a title loan, you can receive pre-approval instantly and have cash in hand the same day.

Even with a broker, you could still face wait times of several days before receiving your loan disbursement. Fortunately, Titlelo works with numerous companies that provide far more options, lenders, and expertise than other brokers. Typically, time is critical for all title loan recipients, but if your situation is especially urgent, Titlelo will select a lender that provides immediate processing.

Flexible loan terms that are right for you.

Car title loans are short-term loans that are typically paid off within one month, though this does not have to be the case. Finding flexibility for this among lenders can be a challenge, and many also charge fees for early payments. Applying for a loan through Titlelo enables you to locate the lenders that offer the flexibility you need quickly.

Titlelo makes sure you work with a lender that works with you. We work mostly with lenders that do not charge prepayment fees, placing more control in your hands. Payments for title loans can be extended beyond one month, and we can find a lender who will provide this option at a competitive rate.

Fast cash for any car in Van.

If you have researched title loans before, you know there can be strict requirements for the vehicle: mileage, equity, and age. Many lenders will not consider a car that is more than ten years old, but cars retain value for most of their lives. Titlelo works hard to select quality lenders near Van that have different requirements and loan processes for this very reason. Even if you have an older model, we can still match you with a lender that offers competitive rates without disqualifying your vehicle for age.

Lenders in Texas may also require additional documentation, such as the title of the vehicle, proof of registration and proof of insurance (but not always). The loan amount will be based on the actual value of the car as determined by the lender's inspection.

We make applying for Van title loans easy.

Apply.

Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.

Accept.

Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.

Done.

Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.

Take control of your finances with one click.

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Texas title loan laws

Texas title loan laws do not have any cap imposed on the amount of money being loaned. However, the interest rate that the lender applies cannot exceed 10%.

Loan providers are registered as Credit Access Businesses (CAB) and act as the broker between borrowers and third-party lenders. These storefronts are allowed to add fees to cover any costs they incur while the loan is being arranged and guaranteed. Meanwhile, the third-party lender can charge interest rates below the 10% cap because of these additional fees. These additional fees have no cap because they follow CAB guidelines, and not title loan guidelines.

Requirements:

As with any other state, obtaining a title loan in Van, TX require the borrower to be at least 18 years of age and must have a valid government-issued ID as proof of identity. The lender may also ask for proof of employment or income, as well as proof of registration and the vehicle’s title.

Loan Extensions:

Unlike other cities, a single term for a title loan in Van can reach up to 180 days. Should the borrower fail to pay within this time frame, the loan can be extended by 30 days as long as the interest and fees are paid. The borrower is allowed to extend his loan up to five times. If these five 30-day periods have been used, the borrower should pay the entire loan in full. Otherwise, the lender may repossess the vehicle.

Repossessions:

Under Texas law, the lender can repossess the vehicle the moment the borrower fails to pay on time. The lender is not obligated by law to provide an advance warning or notice about the repossession, nor does the lender need to secure an order from the court. As long as the peace is not disturbed and no property is damaged, the lender can send a representative to collect the vehicle used as collateral.

This does not mean that vehicle repossession is automatically done by lenders in Texas. Because repossessions also add to the cost of the lender, the lender often chooses to work with the borrower on payment extensions to avoid the additional repossession costs.

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