Online Car Title Loans in Amarillo
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Borrow with confidence and security.

Your data is safe with us! Titlelo uses 128-bit encryption to protect all information that is submitted through our website. Check to make sure there is a padlock beside our web address in your URL bar to verify the site's security.

Even with these precautions, we understand that your data is important and never ask you to share more than what we need to get your loan approved. Since your vehicle will be the collateral for the loan, there is no need to submit private information for a credit check. Your credit remains untouched and sensitive information like your social security number is never even provided.

The privacy and security of our customers and their data is our top priority. If you have any other questions, you may review our privacy policy or contact us!

Get peace of mind in minutes.

Over a decade ago, the American Psychological Association began surveying people regarding their stress levels. They consistently found that money and finances are the #1 reported stressor. They also concluded that stress resulting from financial concerns could directly impact the overall health and well-being of Americans.

Stress is regularly discussed in health sources as a contributor to diseases and disorders that range from headaches to heart attacks. It is important to manage stress and remain calm, even when faced with extreme difficulties.

Having an advocate work on your behalf to determine the best loan for you can save you time and ease your stress. Titlelo only requires brief information about you and your car to pre-approve you for a loan. We have live representatives available to chat or answer your call Monday through Sunday from 8 am - 10 pm. Whether you just have a few questions or you are ready to shop for a lender, we can help!

No credit checks required for Amarillo title loans.

When you’re in need of quick cash, it may not make sense to open a new line of credit. Consumers who are rebuilding their credit or planning for an upcoming purchase may not even want a credit check to appear on their credit report (not to mention in their FICO score). A car title loan is a great solution for short-term financing with no credit check required.

Titlelo offers personalized service to select a lender that offers competitive rates with the flexibility you need. Our online pre-approval process allows you to receive a quote after providing just basic information about yourself and your vehicle. This information only has to be entered once to review offers from multiple lenders.

To approve your loan and disburse funds, some lenders may require additional documentation, like a valid government-issued I.D. and proof of income. If you have additional questions about the requirements of lenders, Titlelo can help you via our online chat or phone.

Fast cash for any car in Amarillo.

If you have researched title loans before, you know there can be strict requirements for the vehicle: mileage, equity, and age. Many lenders will not consider a car that is more than ten years old, but cars retain value for most of their lives. Titlelo works hard to select quality lenders near Amarillo that have different requirements and loan processes for this very reason. Even if you have an older model, we can still match you with a lender that offers competitive rates without disqualifying your vehicle for age.

Lenders in Texas may also require additional documentation, such as the title of the vehicle, proof of registration and proof of insurance (but not always). The loan amount will be based on the actual value of the car as determined by the lender's inspection.

Titlelo is on your side.

We work for you, not a lender. Titlelo offers customized solutions for people who need a loan fast. Rather than telling you what options you have, we listen to your needs and provide recommendations based on the lenders that offer what you want. You never have to worry about finding the best rate: we do all the searching for you and narrow your options down to only the most competitive lenders. Titlelo will strive to find a lender that matches your requirements.

Since we work with so many different lenders, we can offer solutions to people in every financial situation. If you have applied for a title loan in Amarillo the past and have been denied, don't be discouraged. There are plenty of lenders that Titlelo can work with to approve your loan.

We make applying for Amarillo title loans easy.

Apply.

Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.

Accept.

Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.

Done.

Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.

Take control of your finances with one click.

Rent / Mortgage

Utility Expenses

Food & Groceries

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Car Repair

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Special Gifts

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Texas title loan laws

Texas title loan laws do not have any cap imposed on the amount of money being loaned. However, the interest rate that the lender applies cannot exceed 10%.

Loan providers are registered as Credit Access Businesses (CAB) and act as the broker between borrowers and third-party lenders. These storefronts are allowed to add fees to cover any costs they incur while the loan is being arranged and guaranteed. Meanwhile, the third-party lender can charge interest rates below the 10% cap because of these additional fees. These additional fees have no cap because they follow CAB guidelines, and not title loan guidelines.

Requirements:

As with any other state, obtaining a title loan in Amarillo, TX require the borrower to be at least 18 years of age and must have a valid government-issued ID as proof of identity. The lender may also ask for proof of employment or income, as well as proof of registration and the vehicle’s title.

Loan Extensions:

Unlike other cities, a single term for a title loan in Amarillo can reach up to 180 days. Should the borrower fail to pay within this time frame, the loan can be extended by 30 days as long as the interest and fees are paid. The borrower is allowed to extend his loan up to five times. If these five 30-day periods have been used, the borrower should pay the entire loan in full. Otherwise, the lender may repossess the vehicle.

Repossessions:

Under Texas law, the lender can repossess the vehicle the moment the borrower fails to pay on time. The lender is not obligated by law to provide an advance warning or notice about the repossession, nor does the lender need to secure an order from the court. As long as the peace is not disturbed and no property is damaged, the lender can send a representative to collect the vehicle used as collateral.

This does not mean that vehicle repossession is automatically done by lenders in Texas. Because repossessions also add to the cost of the lender, the lender often chooses to work with the borrower on payment extensions to avoid the additional repossession costs.

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