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Are you looking for a reputable lender near you? Titlelo can narrow down your search in seconds. Tell us a little about yourself, your car, and what you need and we'll take it from there. No endless googling and no questions about quality: we do all the research for you, and we only work with the best title lenders in Ashland!
Selecting short-term financing of any kind can be overwhelming, and the amount of paperwork can become frustrating. To compare rates, you would need to provide your personal information to each lender you would like to review. In contrast, Titlelo only asks what we need to know, and then we give that information to the lenders that will work best for you. You only have to provide your information once, and Titlelo will take care of the rest.
Your data is safe with us! Titlelo uses 128-bit encryption to protect all information that is submitted through our website. Check to make sure there is a padlock beside our web address in your URL bar to verify the site's security.
Even with these precautions, we understand that your data is important and never ask you to share more than what we need to get your loan approved. Since your vehicle will be the collateral for the loan, there is no need to submit private information for a credit check. Your credit remains untouched and sensitive information like your social security number is never even provided.
The privacy and security of our customers and their data is our top priority. If you have any other questions, you may review our privacy policy or contact us!
Making ends meet is hard enough. What happens when you just can't do it? Both unexpected expenses and planned events, like holidays, birthdays, and back-to-school can all throw a budget off just enough to put a bill (or bills) in jeopardy. A short-term loan can provide you with the money you need to keep your bills current while addressing your additional expenses.
When you need cash, but do not want to open a new line of credit, a title loan can be the perfect solution. Your loan amount will depend on the value of your car, which will be determined by an inspection by the lender you choose. Titlelo helps you compare lenders and select the one with the best rate and options for you.
When consumers compare loans, interest rates are usually front and center. Choosing a loan with the best rate is so complicated that there are entire companies (like Titlelo) designed to solve this problem alone. On top of the interest, processing and penalty fees vary widely from lender to lender, and these charges can really add up. Titlelo strives to work with companies that have the most reasonable fees and highlights lenders that do not charge prepayment fees.
Not every lender offers flexible payment options or schedules, but Titlelo works to narrow down your search quickly. Rather than comparing each lender you can find in a web search, fill out a quick application (online or over the phone) and get instant pre-approval. Titlelo works mostly with lenders who do not charge prepayment fees, but if this is an important feature for you, let us know, and we will be sure to find you a loan without these additional charges.
Online loan processing has revolutionized the way consumers can manage their expenses. Rather than waiting in line at a bank and then days (if not weeks) for processing, with a title loan, you can receive pre-approval instantly and have cash in hand the same day.
Even with a broker, you could still face wait times of several days before receiving your loan disbursement. Fortunately, Titlelo works with numerous companies that provide far more options, lenders, and expertise than other brokers. Typically, time is critical for all title loan recipients, but if your situation is especially urgent, Titlelo will select a lender that provides immediate processing.
Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.
Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.
Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.
In Wisconsin, the maximum loan amount permitted by title loan laws is $25,000 or up to 50% of the fair market value of the vehicle to be used as collateral. Of course, lenders also have their own limits, and it is rare for them to give borrowers $25,000 for their vehicles. For example, some only allow loans that are worth 30% of the car.
Title loan laws in Wisconsin do not place a cap on the interest rates applied. On an average, lenders in Wisconsin charge around 25% interest.
To secure a title loan in Ashland, the only requirements would be a government-issued ID that proves the borrower is at least 18 years of age, as well as the car title.
Wisconsin law allows borrowers to roll over the existing loan into a new term in case the borrower is unable to pay by the end of the original term. For the rollover to happen, the borrower must pay the current interest. This means incurring new interest charges on top of the principal on the new term.
Note that lenders also charge a late fee should the borrower fail to pay on time. The late fee amount if usually 2.75% of the principal.
Failing to pay for a title loan in Ashland, WI would mean that the lender is allowed to repossess the vehicle. However, the lender is required to send the borrower a written notice 20 days before the car is repossessed. This time frame allows the borrower to catch up on the payments missed.
If the borrower is still unable to pay the required amount beyond the 20 days, the lender has the option to sell the car. If the amount for which the vehicle was sold is insufficient to cover the loan, interest, and fees, the lender cannot go after the borrower unless the following scenarios occurred: the vehicle was intentionally damaged or destroyed so that the car’s value is lessened, the vehicle is intentionally hidden from the lender, or the car had a lien while it was being used as a collateral for the loan
If the vehicle was sold for an amount higher than what is owed, the lender should return the surplus amount to the borrower.