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Your data is safe with us! Titlelo uses 128-bit encryption to protect all information that is submitted through our website. Check to make sure there is a padlock beside our web address in your URL bar to verify the site's security.
Even with these precautions, we understand that your data is important and never ask you to share more than what we need to get your loan approved. Since your vehicle will be the collateral for the loan, there is no need to submit private information for a credit check. Your credit remains untouched and sensitive information like your social security number is never even provided.
The privacy and security of our customers and their data is our top priority. If you have any other questions, you may review our privacy policy or contact us!
The purpose of a title loan is to get the cash you need right away. Titlelo offers a streamlined web service that gives you access to pre-approval from any device at any time. As long as you have an internet connection, you can access our site to receive a custom match with a lender. Simply fill out the online form and submit for instant pre-qualification.
If you don't have access to the internet, don't worry! Just give us a call (855-341-4500), and we will process everything over the phone. In just minutes, we will have you pre-approved and matched to a reputable lender near Paradise. The lender will complete an inspection of your vehicle to finalize the amount of your loan and process it for final approval.
Titlelo has simplified the loan process into two clicks (or taps) on our website. No lengthy documentation, credit reports, or employment check. Submit a short application and receive your pre-approval in seconds.
Titlelo will pair you with a lender that offers the best terms and rates for you. As long as you are at least 18 years of age and have a vehicle title in your name, we can offer options to secure a loan. Titlelo has no restrictions on the age or mileage of the vehicle, and we do not require the VIN for pre-approval. The loan amount will be dependent on the value of the car, rather than credit history, and you can borrow all or some of the approved amount.
If you have a title loan in Paradise but are unhappy with the interest rates or even the customer service, Titlelo can find a new lender to refinance your loan. After learning more about your current loan and vehicle, we will connect you with a lender that will offer better rates and a better experience.
When a loan is refinanced, the old debt is paid off by the new lender and a new loan is created to replace the old one. The new lender will then have rights to the vehicle in case of a default on the loan. The lien on the vehicle (rights to possession in the case of a default) is transferred from the old lender to the new one with the new loan.
Refinancing is a great opportunity to shop for new rates and lenders, but it can be difficult to locate a credible company fast enough to satisfy your needs. Titlelo can match you with a new lender in minutes and lower your rates for good.
Online loan processing has revolutionized the way consumers can manage their expenses. Rather than waiting in line at a bank and then days (if not weeks) for processing, with a title loan, you can receive pre-approval instantly and have cash in hand the same day.
Even with a broker, you could still face wait times of several days before receiving your loan disbursement. Fortunately, Titlelo works with numerous companies that provide far more options, lenders, and expertise than other brokers. Typically, time is critical for all title loan recipients, but if your situation is especially urgent, Titlelo will select a lender that provides immediate processing.
Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.
Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.
Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.
In Nevada, there is no limit on the amount the lender can finance to the borrower for title loans. However, the maximum amount of the loan will be based on the current market value of the borrower’s vehicle. Compared to other states, Nevada laws enable the borrower to have more flexibility in getting a loan as large as needed.
Nevada also doesn’t have any cap on interest rates. This enables the lender to charge as much as the company wants. But generally speaking, the monthly interest rate in Nevada for title loans is 25%, which equals to an APR of 300%.
In Paradise, the borrower must present a government-issued ID to the lender. Information about the vehicles is also needed. The lender must also consider the income of the borrower to ensure that payments can be made. As per Nevada 604A, the amount must not exceed 25% of the gross monthly income of the borrower.
The standard loan term for title loans in Paradise, NV is 30 days. When the borrower fails to repay the amount due on its maturity date, extensions are available. The lender can roll over or renew the loan. The borrower just needs to pay the interest on the loan, instead of the entire amount, after which a new 30-day term starts again. Note that the rollover is charged with a new interest. In Nevada, title loan laws permit a maximum of six renewal periods.
Luckily for borrowers in Nevada, the state’s auto repossession law provides a decent level of protection. When the borrower defaults on the loan, the lender must send a written notice to the borrower at least 30 days before the repossession ensues. During the time frame provided, the borrower can catch up on the late payments. But when no payments have been made, or the payment made is not enough, the lender has the right to repossess the vehicle.
The lender can also sell the repossessed vehicle. However, the company needs to send a notice to the borrower 15 days in advance and offer a repayment plan for the loan’s outstanding balance. This amount can include the loan principal, the interest rate, and any repossession fees that the lender incurred.
If the repossessed car is sold and the sales amount is insufficient to cover the unpaid balance, the lender cannot obligate the borrower to pay for the deficiency.