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Titlelo has simplified the loan process into two clicks (or taps) on our website. No lengthy documentation, credit reports, or employment check. Submit a short application and receive your pre-approval in seconds.
Titlelo will pair you with a lender that offers the best terms and rates for you. As long as you are at least 18 years of age and have a vehicle title in your name, we can offer options to secure a loan. Titlelo has no restrictions on the age or mileage of the vehicle, and we do not require the VIN for pre-approval. The loan amount will be dependent on the value of the car, rather than credit history, and you can borrow all or some of the approved amount.
Getting cash for your title in Burlingame is a great way to keep "business as usual" while working to support all of your expenses. Even though your car is used as collateral for your loan, you never relinquish possession of it. This is not the case with auto pawn loans, which do require possession of your vehicle while using it as collateral on your loan.
Your mode of transportation is crucial to both your quality of life and financial success. With a title loan, you can continue driving to work and school, pick up and drop off kids, and run errands while managing your loan payments.
Depending on your desired loan amount and preferred payment schedule, you could have the loan paid off within one month. Some may need a little longer, and in those cases, it is even more necessary to retain access to a vehicle while earning income to manage expenses. Whether you wish to pay the loan off quickly or in installments, Titlelo can find a lender with a payment option that’s right for you.
If your car is not yet paid off, but you still would like to take out a title loan, Titlelo can work with you to find a solution. A title loan on a vehicle with an already-active loan would be referred to as a second-lien on the vehicle. A lien is the legal right of possession over property until another party pays off a debt.
Though Titlelo does not recommend this kind of loan, as it is considered a high-risk loan, we want to empower you to make the best decision for your situation. We can discuss all of your options and provide you with our professional recommendations, but at the end of the day, we will connect you with the lender you choose. Titlelo has worked hard to build relationships with lenders that offer these special loans while still maintaining an excellent reputation.
When you’re in need of quick cash, it may not make sense to open a new line of credit. Consumers who are rebuilding their credit or planning for an upcoming purchase may not even want a credit check to appear on their credit report (not to mention in their FICO score). A car title loan is a great solution for short-term financing with no credit check required.
Titlelo offers personalized service to select a lender that offers competitive rates with the flexibility you need. Our online pre-approval process allows you to receive a quote after providing just basic information about yourself and your vehicle. This information only has to be entered once to review offers from multiple lenders.
To approve your loan and disburse funds, some lenders may require additional documentation, like a valid government-issued I.D. and proof of income. If you have additional questions about the requirements of lenders, Titlelo can help you via our online chat or phone.
When consumers compare loans, interest rates are usually front and center. Choosing a loan with the best rate is so complicated that there are entire companies (like Titlelo) designed to solve this problem alone. On top of the interest, processing and penalty fees vary widely from lender to lender, and these charges can really add up. Titlelo strives to work with companies that have the most reasonable fees and highlights lenders that do not charge prepayment fees.
Not every lender offers flexible payment options or schedules, but Titlelo works to narrow down your search quickly. Rather than comparing each lender you can find in a web search, fill out a quick application (online or over the phone) and get instant pre-approval. Titlelo works mostly with lenders who do not charge prepayment fees, but if this is an important feature for you, let us know, and we will be sure to find you a loan without these additional charges.
Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.
Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.
Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.
Car title loans in Kansas are considered “open-ended credit.” This type of loan does not have any cap on the amount of money a lender can loan for a vehicle. However, to meet specific state requirements, the loan must have an annual interest rate ranging from 264% and 360%.
Due to the open-ended credit category, the maximum loan is whatever the amount the borrower and lender agree upon. There are also no limits concerning the annual percentage rate of charge. However, whatever the APR stated in the loan agreement must be settled by both parties.
The lender may apply cash advance fees. There are no restrictions on the number of additional charges that can be added to the loan. On late payments, the lender can charge as much as 5% of the original loan amount or $25. The borrower can pay the lesser amount between the two.
The requirements for title loans in Burlingame, KS are simple. The lender only requires a few personal and vehicular details. Most lenders just ask for the borrower’s full name, home zip code, contact number or an email address. For the vehicle, the borrower needs to present the make, model, age, mileage and body style of the car.
Upon agreement, a title loan in Kansas can be extended for two added periods of 30 days. The borrower is responsible for paying off all the accrued interest up to extension date. The APR must not go over the interest rate changed on the original loan.
Title lenders in Burlingame have the right to repossess a borrower’s car if the terms of the loan agreement were violated. The lender also has no obligation to provide notification to the borrower before taking the vehicle. However, the lender needs to notify the borrower by mail after the car is repossessed. This is to give the borrower the chance to pay off the outstanding balance on the loan.
The lender has the liberty to sell the repossessed vehicle at auctions. The lender can also legally take out the unpaid balance as well as the interest costs and added fees from the sales amount. When the car is sold, the borrower will be notified by the lender of the sales amount and the current balance on the loan. If the sales amount is not sufficient to cover the unpaid loan balance, the lender can legally collect the amount due from the borrower.