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Working with Titlelo will fast-track you to a lender with the loan that works best for you. Most Ashland title loan lenders will provide options to make payments online or by phone, and some lenders will have a physical location. Even without a bank account, you can still pay some lenders with a money transfer (i.e., Western Union or Moneygram).
Want to make early payments? Great! We can also make sure we get you paired with a lender that does not charge prepayment fees.
Since you do not have to commit to a title lender before receiving a quote, you can consider your options and use Titlelo's experts for guidance. A lender with a competitive rate may not offer the flexibility you need, but starting the process over can be daunting. Titlelo compares lenders, rates, and payment options upfront so you can work with a company that lets you pay how you want.
Titlelo has simplified the loan process into two clicks (or taps) on our website. No lengthy documentation, credit reports, or employment check. Submit a short application and receive your pre-approval in seconds.
Titlelo will pair you with a lender that offers the best terms and rates for you. As long as you are at least 18 years of age and have a vehicle title in your name, we can offer options to secure a loan. Titlelo has no restrictions on the age or mileage of the vehicle, and we do not require the VIN for pre-approval. The loan amount will be dependent on the value of the car, rather than credit history, and you can borrow all or some of the approved amount.
Making ends meet is hard enough. What happens when you just can't do it? Both unexpected expenses and planned events, like holidays, birthdays, and back-to-school can all throw a budget off just enough to put a bill (or bills) in jeopardy. A short-term loan can provide you with the money you need to keep your bills current while addressing your additional expenses.
When you need cash, but do not want to open a new line of credit, a title loan can be the perfect solution. Your loan amount will depend on the value of your car, which will be determined by an inspection by the lender you choose. Titlelo helps you compare lenders and select the one with the best rate and options for you.
Titlelo works for our customers, not lenders. We offer personable customer service and will take the time to answer any questions you have. We offer instant pre-approval and fast cash, but we don't want you to feel rushed in the process. Chat with us online or call us to learn about what services or lenders may provide the best opportunities for you.
Once we learn more about you, we can help find the perfect lender. Compared to other loan brokers, we are as flexible as they come! We will help you secure a loan no matter how old your vehicle is, its mileage, or the amount of equity it currently has. We do not require proof of employment or minimum monthly income, and you do not need a bank account. We can even help you find a lender for a second-lien on your vehicle (if it is not currently paid off).
Unless you receive your funds via direct deposit, there will be no reason to process your bank account information. It is not required to process your loan, and we respect that you may not want to share this information. Titlelo protects customer data, but the safest place for it is to remain with you.
To apply, you will need to provide only basic information about yourself and your vehicle to Titlelo. There may be more documentation required by the lender to process the loan and disburse funds, including a valid government-issued ID, the title to the vehicle, and proof of income. Some lenders will request proof of address, proof of registration, or proof of insurance (but not always).
Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.
Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.
Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.
Car title loans in Kansas are considered “open-ended credit.” This type of loan does not have any cap on the amount of money a lender can loan for a vehicle. However, to meet specific state requirements, the loan must have an annual interest rate ranging from 264% and 360%.
Due to the open-ended credit category, the maximum loan is whatever the amount the borrower and lender agree upon. There are also no limits concerning the annual percentage rate of charge. However, whatever the APR stated in the loan agreement must be settled by both parties.
The lender may apply cash advance fees. There are no restrictions on the number of additional charges that can be added to the loan. On late payments, the lender can charge as much as 5% of the original loan amount or $25. The borrower can pay the lesser amount between the two.
The requirements for title loans in Ashland, KS are simple. The lender only requires a few personal and vehicular details. Most lenders just ask for the borrower’s full name, home zip code, contact number or an email address. For the vehicle, the borrower needs to present the make, model, age, mileage and body style of the car.
Upon agreement, a title loan in Kansas can be extended for two added periods of 30 days. The borrower is responsible for paying off all the accrued interest up to extension date. The APR must not go over the interest rate changed on the original loan.
Title lenders in Ashland have the right to repossess a borrower’s car if the terms of the loan agreement were violated. The lender also has no obligation to provide notification to the borrower before taking the vehicle. However, the lender needs to notify the borrower by mail after the car is repossessed. This is to give the borrower the chance to pay off the outstanding balance on the loan.
The lender has the liberty to sell the repossessed vehicle at auctions. The lender can also legally take out the unpaid balance as well as the interest costs and added fees from the sales amount. When the car is sold, the borrower will be notified by the lender of the sales amount and the current balance on the loan. If the sales amount is not sufficient to cover the unpaid loan balance, the lender can legally collect the amount due from the borrower.