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Are you looking for a reputable lender near you? Titlelo can narrow down your search in seconds. Tell us a little about yourself, your car, and what you need and we'll take it from there. No endless googling and no questions about quality: we do all the research for you, and we only work with the best title lenders in Lake Worth Corridor!
Selecting short-term financing of any kind can be overwhelming, and the amount of paperwork can become frustrating. To compare rates, you would need to provide your personal information to each lender you would like to review. In contrast, Titlelo only asks what we need to know, and then we give that information to the lenders that will work best for you. You only have to provide your information once, and Titlelo will take care of the rest.
Your data is safe with us! Titlelo uses 128-bit encryption to protect all information that is submitted through our website. Check to make sure there is a padlock beside our web address in your URL bar to verify the site's security.
Even with these precautions, we understand that your data is important and never ask you to share more than what we need to get your loan approved. Since your vehicle will be the collateral for the loan, there is no need to submit private information for a credit check. Your credit remains untouched and sensitive information like your social security number is never even provided.
The privacy and security of our customers and their data is our top priority. If you have any other questions, you may review our privacy policy or contact us!
If your car is not yet paid off, but you still would like to take out a title loan, Titlelo can work with you to find a solution. A title loan on a vehicle with an already-active loan would be referred to as a second-lien on the vehicle. A lien is the legal right of possession over property until another party pays off a debt.
Though Titlelo does not recommend this kind of loan, as it is considered a high-risk loan, we want to empower you to make the best decision for your situation. We can discuss all of your options and provide you with our professional recommendations, but at the end of the day, we will connect you with the lender you choose. Titlelo has worked hard to build relationships with lenders that offer these special loans while still maintaining an excellent reputation.
When you’re in need of quick cash, it may not make sense to open a new line of credit. Consumers who are rebuilding their credit or planning for an upcoming purchase may not even want a credit check to appear on their credit report (not to mention in their FICO score). A car title loan is a great solution for short-term financing with no credit check required.
Titlelo offers personalized service to select a lender that offers competitive rates with the flexibility you need. Our online pre-approval process allows you to receive a quote after providing just basic information about yourself and your vehicle. This information only has to be entered once to review offers from multiple lenders.
To approve your loan and disburse funds, some lenders may require additional documentation, like a valid government-issued I.D. and proof of income. If you have additional questions about the requirements of lenders, Titlelo can help you via our online chat or phone.
If you have researched title loans before, you know there can be strict requirements for the vehicle: mileage, equity, and age. Many lenders will not consider a car that is more than ten years old, but cars retain value for most of their lives. Titlelo works hard to select quality lenders near Lake Worth Corridor that have different requirements and loan processes for this very reason. Even if you have an older model, we can still match you with a lender that offers competitive rates without disqualifying your vehicle for age.
Lenders in Florida may also require additional documentation, such as the title of the vehicle, proof of registration and proof of insurance (but not always). The loan amount will be based on the actual value of the car as determined by the lender's inspection.
Applying for car title loans online shouldn't be difficult. Complete our simple online application and enter basic information about yourself and your vehicle. Once you're pre-approved, one of our friendly experts will contact you.
Titlelo will assess your needs and match you with the best lender in your area. Once you've accepted the terms and conditions of your lender, we'll help you gather everything you need to make the process simple and swift.
Visit your local title lender and bring your title, ID, and any other required documents. Review and sign your loan documents and get the cash you need instantly. Drive away with your car and get back to what matters in your life.
Title loan laws in Florida dictate that a maximum of 30% per annum can be charged as interest for loans that amount to less than $2000. For loans totaling $2000 to $3000, the limit is 24% per annum. If the loan amount exceeds $3000, then the interest rate per annum is 18%.
If the lender charges anything higher than the given rates on purpose, then the lender will be obligated to return the excess amount paid by the borrower, return the vehicle used as collateral for the loan, and forfeit the loan’s principal amount.
Title loan lenders in Lake Worth Corridor, FL require the following information: borrower’s personal details, vehicle details, and government-issued ID.
Some title loan companies may add a few more requirements, but this is usually for higher loan amounts.
Title loans in Florida can be extended one or more times, with each period consisting of 30 days. This extension should be agreed upon by both the lender and the borrower. Every extension requires an entirely separate agreement that clearly lays out all the terms of the extension.
In Lake Worth Corridor, lenders have to wait 30 days after the due date before a vehicle can be repossessed. Lenders are also required to give the borrower ample time to prepare for the repossession.
The borrower needs to be notified at least 10 days before the lender sells the car. This notification should include the date, time and place of the sale. The borrower should also be given information on how much they still owe, the amount of interest, and a list of expenses that have accumulated associated to the process of repossessing, selling or storing the vehicle.
If the borrower is able to come up with the total amount before the car is sold, then the vehicle will be given back to the borrower.