{"id":1318,"date":"2025-07-17T02:46:26","date_gmt":"2025-07-17T06:46:26","guid":{"rendered":"https:\/\/titlelo.com\/learn\/?p=1318"},"modified":"2025-07-17T02:48:07","modified_gmt":"2025-07-17T06:48:07","slug":"selling-car-with-title-loan","status":"publish","type":"post","link":"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/","title":{"rendered":"Can You Sell a Car with a Title Loan?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" width=\"998\" height=\"665\" src=\"https:\/\/i0.wp.com\/titlelo.com\/learn\/wp-content\/uploads\/Can-You-Sell-a-Car-with-a-Title-Loan2.jpg?resize=998%2C665&#038;ssl=1\" alt=\"\" class=\"wp-image-1319\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<p>If you\u2019ve taken out a title loan and are now thinking about selling your car, you\u2019re not alone. Many people find themselves in this exact situation.&nbsp;<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#is_it_legal_to_sell_a_car_with_a_title_loan\" title=\"Is It Legal to Sell a Car with a Title Loan?\">Is It Legal to Sell a Car with a Title Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#what_happens_if_you_try_to_sell_a_car_with_a_lien\" title=\"What Happens If You Try to Sell a Car with a Lien?\">What Happens If You Try to Sell a Car with a Lien?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#can_ownership_transfer_while_a_lien_is_active\" title=\"Can Ownership Transfer While a Lien is Active?\">Can Ownership Transfer While a Lien is Active?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#what_will_buyers_need_to_do\" title=\"What Will Buyers Need to Do?\">What Will Buyers Need to Do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#common_risks_and_misunderstandings\" title=\"Common Risks and Misunderstandings\">Common Risks and Misunderstandings<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#who_buys_cars_with_title_loans\" title=\"Who Buys Cars with Title Loans?\">Who Buys Cars with Title Loans?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#dealerships\" title=\"Dealerships\">Dealerships<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#specialty_buyers\" title=\"Specialty Buyers\">Specialty Buyers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#private_buyers\" title=\"Private Buyers\">Private Buyers<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#can_i_sell_my_car_with_a_title_loan_on_it_heres_how\" title=\"Can I Sell My Car with a Title Loan On It? Here\u2019s How\">Can I Sell My Car with a Title Loan On It? Here\u2019s How<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#step_1_contact_your_lender\" title=\"Step 1: Contact Your Lender\">Step 1: Contact Your Lender<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#step_2_be_transparent\" title=\"Step 2: Be Transparent\">Step 2: Be Transparent<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#step_3_pay_off_the_loan\" title=\"Step 3: Pay Off the Loan\">Step 3: Pay Off the Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#alternative_options\" title=\"Alternative Options\">Alternative Options<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#selling_a_car_with_a_title_loan_to_pay_off_debt\" title=\"Selling a Car with a Title Loan to Pay Off Debt\">Selling a Car with a Title Loan to Pay Off Debt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#tips_for_selling_a_car_thats_not_paid_off\" title=\"Tips for Selling a Car That\u2019s Not Paid Off\">Tips for Selling a Car That\u2019s Not Paid Off<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#selling_your_car_with_a_title_loan_what_you_need_to_remember\" title=\"Selling Your Car with a Title Loan: What You Need to Remember\">Selling Your Car with a Title Loan: What You Need to Remember<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#faqs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#is_it_illegal_to_sell_a_car_with_a_title_loan\" title=\"Is it illegal to sell a car with a title loan?\">Is it illegal to sell a car with a title loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#can_i_trade_in_a_car_that_still_has_a_title_loan\" title=\"Can I trade in a car that still has a title loan?\">Can I trade in a car that still has a title loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#what_happens_if_the_buyer_doesnt_pay_off_my_title_loan\" title=\"What happens if the buyer doesn\u2019t pay off my title loan?\">What happens if the buyer doesn\u2019t pay off my title loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#how_do_i_get_the_lien_removed_from_my_title\" title=\"How do I get the lien removed from my title?\">How do I get the lien removed from my title?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/#will_a_dealership_buy_my_car_if_it_has_a_title_loan\" title=\"Will a dealership buy my car if it has a title loan?\">Will a dealership buy my car if it has a title loan?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>And yes, <strong>you can sell a car with a title loan<\/strong> \u2014 but there are a few important things to know first.<\/p>\n\n\n\n<p>This isn\u2019t an unusual or illegal situation as long as it\u2019s handled correctly. The key is understanding how title loans work, your responsibilities as the seller, and what steps are needed to make the sale legal and smooth.<\/p>\n\n\n\n<p>If you need help, Titlelo can assist with refinancing your title loan, providing payoff guidance, and helping you explore options like selling or trading in your vehicle.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Key Takeaways<\/strong><br>1. Yes, you can sell a car with a title loan &#8211; but the loan must be paid off as part of the sale.<br>2. Selling without disclosing the title loan is illegal and could lead to serious legal trouble. <br>3. Dealerships often handle lien payoffs, making them a convenient option. <br>4. Private sales require extra coordination, including payoff timing and paperwork.<br>5. Refinancing through Titlelo can help reduce your loan burden and simplify the process. <br>6. Always get everything in writing, including the payoff quote and proof of lien release.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"is_it_legal_to_sell_a_car_with_a_title_loan\"><\/span>Is It Legal to Sell a Car with a Title Loan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The short answer: <strong>yes, it is legal to sell a car with a title loan,<\/strong> but only if the lien from that loan is properly dealt with.<\/p>\n\n\n\n<p>When you get a title loan, the lender places a lien on your car. This lien means the lender has a legal claim to your vehicle until the loan is paid off. Even though the car is in your possession, the title is technically not fully yours to transfer until that lien is removed.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Be Mindful<\/strong><br>Trying to sell the car without paying off the title loan or without telling the buyer is not only a bad idea &#8211; <strong>it could be considered fraud. <\/strong>You&#8217;re legally required to disclose any liens on the title.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>In private sales, it&#8217;s your responsibility to pay off the loan and clear the lien before transferring ownership. In trade-ins or dealer sales, the dealership will usually handle the lien payoff for you as part of the transaction.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"what_happens_if_you_try_to_sell_a_car_with_a_lien\"><\/span>What Happens If You Try to Sell a Car with a Lien?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>It\u2019s possible to sell a car with a lien, but there are some things both the seller and buyer need to understand.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"can_ownership_transfer_while_a_lien_is_active\"><\/span>Can Ownership Transfer While a Lien is Active?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No, not fully. You can\u2019t transfer a &#8220;clean title&#8221; to a new owner until the lien is released. Even if you give the buyer the keys, the car still legally belongs (in part) to the lender.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"what_will_buyers_need_to_do\"><\/span>What Will Buyers Need to Do?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Buyers need reassurance that the lien will be cleared. Often, the sale will involve paying the loan off at the time of sale, either by sending payment directly to the lender or using an escrow service. Buyers should never agree to take on your title loan <strong>unless the lender officially approves a loan transfer<\/strong> (which is rare).<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"common_risks_and_misunderstandings\"><\/span>Common Risks and Misunderstandings<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A common mistake is thinking the buyer can just &#8220;take over the loan&#8221; and continue making payments. <strong>That\u2019s not how title loans work. <\/strong>The original borrower is still on the hook unless the loan is officially transferred or paid in full.Another risk? Selling the car without paying off the loan could lead to <strong>repossession<\/strong>\u2014even if the car is in the buyer\u2019s hands.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/i0.wp.com\/titlelo.com\/learn\/wp-content\/uploads\/Can-You-Sell-a-Car-with-a-Title-Loan.jpg?resize=1000%2C667&#038;ssl=1\" alt=\"\" class=\"wp-image-1320\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"who_buys_cars_with_title_loans\"><\/span>Who Buys Cars with Title Loans?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"dealerships\"><\/span>Dealerships<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many dealerships routinely buy cars with title loans. They will contact your lender, pay off the loan directly, and deduct that amount from your trade-in or sale value. This is often the simplest route, especially if you\u2019re looking to get a new vehicle.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"specialty_buyers\"><\/span>Specialty Buyers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There are companies that specialize in buying financed vehicles, including those with title loans. They handle lien payoffs much like dealerships do, although they may charge fees or offer slightly less than private market value.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"private_buyers\"><\/span>Private Buyers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Selling to a private buyer is possible, but more complex. Most private buyers aren\u2019t familiar with how liens work, and they might hesitate if they don\u2019t immediately get a clean title. This route requires extra transparency and coordination with your lender.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>If you&#8217;re wondering who buys cars with title loans, the answer is: <strong>dealers, some specialized buyers, and occasionally private parties<\/strong> (if they&#8217;re informed and comfortable with the process).<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"can_i_sell_my_car_with_a_title_loan_on_it_heres_how\"><\/span>Can I Sell My Car with a Title Loan On It? Here\u2019s How<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Yes, but follow these steps carefully:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"step_1_contact_your_lender\"><\/span>Step 1: Contact Your Lender<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ask your lender for the payoff amount. This is how much you need to pay to satisfy the loan and remove the lien. Request the amount as of a specific date, and ask what their procedures are for lien release.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"step_2_be_transparent\"><\/span>Step 2: Be Transparent<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Let your potential buyer (or dealer) know there is a title loan. Transparency builds trust and ensures everyone is on the same page.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"step_3_pay_off_the_loan\"><\/span>Step 3: Pay Off the Loan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There are several ways to handle this:<\/p>\n\n\n\n<ul><li><strong>Before the sale:<\/strong> If you have the funds, paying off the loan in advance is simplest.<\/li><li><strong>At the point of sale:<\/strong> Use the buyer&#8217;s payment to pay off the loan. This might involve going together to the lender or using an escrow service.<\/li><li><strong>Trading in:<\/strong> A dealer will usually take care of the payoff directly.<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"alternative_options\"><\/span>Alternative Options<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you\u2019re struggling with a high-interest loan or tight finances, <a href=\"https:\/\/titlelo.com\/apply\/\"><strong>refinancing the title loan through Titlelo<\/strong><\/a> could be a smart move. Lowering your payments may give you time to sell the car properly or even keep it.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/i0.wp.com\/titlelo.com\/learn\/wp-content\/uploads\/Can-You-Sell-a-Car-with-a-Title-Loan3.jpg?resize=1000%2C667&#038;ssl=1\" alt=\"\" class=\"wp-image-1321\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"selling_a_car_with_a_title_loan_to_pay_off_debt\"><\/span>Selling a Car with a Title Loan to Pay Off Debt<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For many people, the goal is to sell the car, pay off the loan, and move forward debt-free. That\u2019s absolutely possible, especially if your car is worth more than the loan balance.<\/p>\n\n\n\n<p>Be cautious about \u201crolling over\u201d the debt into another title loan. While this can provide short-term relief, it often leads to a <strong>cycle of high-interest debt<\/strong>.<\/p>\n\n\n\n<p>If you&#8217;re unsure of the best path forward, Titlelo can help you understand your options. We connect people with lenders who offer refinancing or buyout solutions, and we can explain what makes the most sense in your situation.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/titlelo.com\/learn\/title-loans\/\"><strong>SEE HOW TITLE LOANS WORK<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"tips_for_selling_a_car_thats_not_paid_off\"><\/span>Tips for Selling a Car That\u2019s Not Paid Off<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Always be honest: <\/strong>Disclose the lien to any potential buyer.<\/li><li><strong>Get everything in writing: <\/strong>This includes the payoff amount, the bill of sale, and proof of payment to the lender.<\/li><li><strong>Don\u2019t hand over the keys until the lien is cleared:<\/strong> Make sure the lender has been paid and the lien released before transferring ownership.<\/li><li><strong>Use secure payment methods: <\/strong>Avoid cash or personal checks when paying off a title loan.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"selling_your_car_with_a_title_loan_what_you_need_to_remember\"><\/span>Selling Your Car with a Title Loan: What You Need to Remember<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Selling a car with a title loan is possible and legal, but it takes extra steps. The most important thing is to involve your lender and be transparent with buyers.<\/p>\n\n\n\n<p>Avoid the temptation to &#8220;just sell it and deal with the loan later.&#8221; That can lead to legal and financial trouble.<\/p>\n\n\n\n<p>Whether you need help getting a payoff quote, <a href=\"https:\/\/titlelo.com\/learn\/title-loan-refinancing-explained\/\">refinancing your current loan<\/a>, or figuring out your next steps, <strong>Titlelo is here to help. <\/strong>We specialize in helping people navigate the challenges of title loans so they can move forward confidently, saving time and stress.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/titlelo.com\/apply\/\"><strong>APPLY FOR A TITLE LOAN<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"faqs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"is_it_illegal_to_sell_a_car_with_a_title_loan\"><\/span>Is it illegal to sell a car with a title loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No, but you must pay off the loan and release the lien before transferring the title. Selling a car without disclosing the lien is illegal.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"can_i_trade_in_a_car_that_still_has_a_title_loan\"><\/span>Can I trade in a car that still has a title loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes. Dealerships often accept trade-ins with title loans and will handle the payoff directly with your lender.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"what_happens_if_the_buyer_doesnt_pay_off_my_title_loan\"><\/span>What happens if the buyer doesn\u2019t pay off my title loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You\u2019re still responsible for the loan until it\u2019s paid. If the buyer doesn\u2019t cover it, you could face repossession or collections.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"how_do_i_get_the_lien_removed_from_my_title\"><\/span>How do I get the lien removed from my title?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pay off the loan in full. The lender will then release the lien and either send you the title or notify your state DMV.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"will_a_dealership_buy_my_car_if_it_has_a_title_loan\"><\/span>Will a dealership buy my car if it has a title loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes, most will. Dealerships are equipped to handle lien payoffs and transfer titles properly.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Need help figuring out your title loan payoff or exploring refinancing options?<\/strong><a href=\"https:\/\/titlelo.com\/\"><strong>&nbsp;<\/strong><\/a><a href=\"https:\/\/titlelo.com\/contact.php\"><strong>Contact Titlelo today<\/strong><\/a><strong> to talk to a real person who can walk you through your choices.<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve taken out a title loan and are now thinking about selling your car, you\u2019re not alone. Many people find themselves in this exact situation.&nbsp; And yes, you can sell a car with a title loan \u2014 but there are a few important things to know first. This isn\u2019t an unusual or illegal situation&#8230; <\/p>\n<div class=\"link-more\"><a href=\"https:\/\/titlelo.com\/learn\/selling-car-with-title-loan\/\">Read More<\/a><\/div>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[13],"tags":[],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p9sr8f-lg","_links":{"self":[{"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/posts\/1318"}],"collection":[{"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/comments?post=1318"}],"version-history":[{"count":2,"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/posts\/1318\/revisions"}],"predecessor-version":[{"id":1323,"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/posts\/1318\/revisions\/1323"}],"wp:attachment":[{"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/media?parent=1318"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/categories?post=1318"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/titlelo.com\/learn\/wp-json\/wp\/v2\/tags?post=1318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}